One of the advantages of investment is that it can be done from different strategies. From the most traditional to the most original and innovative and that can surprise more than one user. But of course, one of the most suggestive is the one that has ecology as its main objective. In addition, it can be channeled through different financial products, without being limited to the purchase and sale of shares on the stock market. In any way, it is an alternative that you have to make the savings profitable from now on.
One of the attractions of importing this investment model is that you can even help the environment through your financial contributions. To the point that financial products of these characteristics are increasingly appearing. From all approaches, as you will be able to see from now on. Because ecology has become a financial asset that can be very profitable. What's more, it is very suitable for certain scenarios that money markets can develop.
The offer to invest your heritage in ecology covers innumerable Possibilities. From the classic stock market investment to other more specific formats, such as term deposits and especially investment funds. A new way opens so that you can reconcile the world of investment with your way of understanding life. In order for you to achieve these desired goals, we are going to offer you some of the proposals offered by the different financial markets. Certainly some of them will attract your attention.
Ecology in the bag
As it could not be less, ecology is also present in the equity markets. Although it is true that from an eminently minority approach with respect to other sectors. It is mainly represented by renewable energy companies and they present several options. Both in national equities and in the different international markets. Most of them come from electric companies They try to adapt to these business models. With a significant acceptance by small and medium investors.
These values offer an added contribution that makes them very interesting for all investor profiles. From the most aggressive to those who seek much more conservative approaches. At the moment the returns are not being exceptionally striking. But on the contrary, they move under rather conventional margins. Where one of the companies that has opted the most for renewable energy is Iberdrola. State-of-the-art when it comes to applying this innovative energy.
Ecological products in the USA
Another alternative is to cross the ocean and go to US equities. Because in effect, in this important financial market companies that are closely linked to the world of ecology are listed. Where the values of food with products that provide this special characteristic stand out. Where the profitability levels in the investment can be improved. Although these operations will involve a substantial increase in commissions applied by financial institutions.
If you are a supporter of ecology, there is no doubt that in this market of variable income you will have greater opportunities to improve the return on your savings. Even from proposals that are closely linked to new technologies. On the contrary, their great drawback lies in the fact that they will be very little known values and that they will not allow you to clearly identify the companies that have opted for this unique business model. They are also present in the European markets, but without the strength of the American markets.
Specialized investment funds
In any case, the best product that reflects this trend are alternative investment funds. It is the easiest way to position yourself in this new sector. In many cases through companies that support environmental aid politicians. But also through financial assets that are based on the purer and cleaner energies. As in the specific case of water or wind sources. It is the most common option among small and medium investors to clearly position themselves in the ecology sector.
Not because they are ecological funds are they more profitable than the rest. Rather, it has to do with the evolution of financial assets in the markets. In this sense, it must be remembered that during the past year the average profitability of these investment funds approached 8%. Although they do not always show the same percentages, as is logical that you can understand. In any case, it is a very interesting way to position yourself in ecology without excessive complications and in a simple way.
Investment funds of these characteristics are offered by the most important managers in the market. With models that even combine investment with other financial assets. Generally from equities and fixed income. So that in this way, you are in the best of conditions to diversify the invested assets. Specially designed so that you can adapt to all kinds of scenarios, including the most unfavorable for the financial markets.
Taxes linked to this sector
You have more options to link saving with ecology. One of the most common is materialized by term deposits, but in this case linked to this peculiar financial asset. It is a strategy to improve the weak profitability offered by these products at the moment. So that you can exceed the 1% level in the contributions you make through these savings models. What's more, the risk will be significantly lower than that of other financial products, generally linked to equities.
In any case, you will get a fixed return every year. With different terms of permanence since range from 12 months to a maximum of 48. However, you will not be able to cancel the tax at the risk of paying a very demanding commission of around 2% on the amount deposited. Security is one of the common denominators of this fixed income product that is adapted to all kinds of savers. Where a more defensive profile predominates in which the stability of savings prevails over other more aggressive considerations. You can hire these deposits from very modest amounts for all households, from 3.000 euros.
Through exchange-traded funds
ETFs also offer the opportunity to meet this demand from small and medium investors. But from more aggressive approaches since this product is a mix between traditional mutual funds and the purchase and sale of shares. This means that profitability margins can be higher than in the other alternatives that we have taught you. In any case, greater knowledge is required due to the complexity of this savings model. Because on the other hand, you can also leave a lot of euros on the way.
As with mutual funds, these formats tend to invest savings in the greenest energy classes. Although in recent years all investment models linked to renewable energies are also being promoted. One of the advantages of these exchange-traded funds is that are adapted to almost all time frames. While, on the other hand, they present commissions that are much more competitive than those generated in the equity markets. However, it is a more complex financial product than the others.
Guidelines for action with organic
If you are going to opt for this alternative, you will have no choice but to know that you should not invest for the mere fact of being ecological. But on the contrary, your decision must be based on objective profitability criteria. On the other hand, do not provide higher or lower return on interests for their content. Quite the contrary, it will be determined by another series of variables that are linked to the evolution of financial markets. Also more difficult to follow since they come from alternative markets that generally do not appear in the media.
Another aspect that you should take into account is that which refers to the investment opportunity. Because in effect, it is not a temporary investment, but on the contrary, it can be used for any scenario in the financial markets. Both in the expansive and in the most unfavorable for your interests as a small and medium investor.
Not surprisingly, in most cases it will depend on the real evolution of these financial assets. To the point that you will have much more trouble carrying a deep tracking open positions in any of these proposals. It is also very important that you know that the options offered by international markets are broader than within our territory. Because at the end of the day there are many suggestions that you can choose if you are going to invest part of your heritage in ecology.