Discounts and bonuses for hiring a domestic worker in 2025

  • There are automatic Social Security discounts for hiring domestic workers.
  • New bonuses and reductions legislated in 2023 and 2024 modify the conditions
  • Advantages are maintained for large families and special cases such as disability or temporary employment.

household employee discounts

Hiring a domestic worker in Spain involves complying with a series of legal obligations, but it can also entail a significant economic savings thanks to the different Reductions, discounts and bonuses in Social Security that currently exist. These incentives have evolved in recent years, with legislative developments and transitional periods that can raise questions for both employers and domestic workers. Therefore, it is essential to fully understand the discounts for hiring a domestic worker and how they are applied, what requirements must be met, and what's new in 2025.

In this article we resolve all your questions by explaining the different tax benefits and bonuses current regulations, their impact on Social Security contributions, as well as special cases such as large families, people with disabilities, or temporary employment. All of this is presented in clear, user-friendly language, so you know exactly what you're entitled to and how to take advantage of them.

Why are there discounts when hiring a domestic worker?

Formally hiring a person in the home is key to combating the informal economy and guaranteeing basic labor rights. For this reason, the Government and Social Security have established a series of economic incentives aimed at employers who successfully register a domestic employee. These discounts aim to make both new hires and those who regularize previous situations financially attractive.

The discounts and bonuses They mainly affect the monthly Social Security contribution which must be paid by the employer, and are applied automatically or upon request, depending on each specific case. Its regulations have been updated, so it is essential to review the regulatory changes of recent years to ensure that no benefits are lost.

Main automatic discounts on Social Security contributions

Currently, people who hire a domestic worker in Spain can benefit from several benefits. automatic discounts on Social Security contributions. These discounts apply as long as there is no outstanding debt with Social Security or the Treasury, an essential condition to access any bonus.

Among the main discounts are:

  • 20% discount on the fee for common contingencies: This is the most common reduction and is applied directly to the business contribution.
  • 80% discount on unemployment benefits: This represents a considerable saving for the employer and promotes the regularization of the sector.
  • 80% discount on FOGASA quotes (Salary Guarantee Fund): Applies to contributions to this fund in the case of domestic workers registered in the special system.
  • 75% reduction in the fee for common contingencies during temporary disability For female workers aged 62 or older: This measure seeks to protect the employment of older persons in the domestic sector during sick leave.

One of the advantages of these discounts is that the majority is applied automatically When registering with Social Security, provided the information provided is correct and the requirements are met. No additional applications are required to enjoy these benefits.

Furthermore, the monthly contribution paid by the employer is the sum of their own contributions and those of the employee, and the contribution is calculated based on the contribution bases published annually by the Government.

Recent legislative developments: Royal Decree-Law 16/2022 and Law 11/2023

The regulations regarding bonuses and discounts for hiring domestic workers have changed in recent years. Real Decreto-ley 16/2022 and 11 / 2023 They have modified, staggered over time, the conditions and requirements for accessing certain bonuses.

From the January 1, 2023 A 20% reduction is applied to the employer's contribution to the contribution for common contingencies in the special system for domestic employees, accompanied by the 80% bonus for unemployment and FOGASA mentioned above.

As an alternative to the 20% reduction, bonuses were introduced 45% or 30% for employers based on their income and assets, although the effective entry into force of this rule was subject to regulatory development and was definitively established for the April 1th 2024That is, from that date, those who meet the requirements—such as employers with limited income or assets—can opt for a higher bonus of 45% (and in some cases, 30%) instead of the general 20% discount.

There is an exception for large families, who can maintain the 45% bonus on fees provided the caregiver was hired before April 1, 2023; for contracts made between April 1, 2023, and May 10, 2023, it is also maintained thanks to the amendments introduced by Law 11/2023.

These changes aim to adapt the system to the needs of households and prevent inequalities in access to bonuses.

Discounts and bonuses for special cases: large families, disabilities, and specific situations

In addition to general discounts, there are additional bonuses for specific cases. The following are particularly noteworthy:

  • 45% bonus for large familiesThis bonus, although its applicability has been modified, remains in effect for those who hired the employee before April 1, 2023, or during the transitional period regulated thereafter. For new hires, the bonus will depend on the new income and assets regulations.
  • 100% bonus for replacing victims of gender-based violence or those at risk during pregnancy or breastfeedingIn temporary situations to replace a worker who is a victim of gender-based violence, or to cover absences due to risks during pregnancy, breastfeeding, childbirth, or childcare, a full reduction in the common contingency fee may be requested.
  • Bonus for hiring people with disabilitiesThere is also a specific bonus for employers who hire an officially recognized disabled domestic worker, although the percentage may vary and must be specifically requested.

In most of these special cases, the employer must submit application and provide documentation necessary to prove your situation. They are not applied automatically, so it is essential to be well informed and not miss out on this assistance.

MEI: Intergenerational Equity Mechanism and how it affects the quota of domestic workers

An important novelty since January 2023 is the implementation of the MEI (Intergenerational Equity Mechanism)This mechanism, established in Law 21/2021, involves a new joint contribution by employers and domestic employees, which aims to strengthen the pension fund and ensure the sustainability of the system in the future.

The contribution by MEI is 0,6% of the contribution base: 0,5% is paid by the employer and 0,1% by the employee. This amount is added to the rest of the contributions, so it is important to take it into account when calculating the total monthly feeTo better understand how these changes affect discounts for hiring a housekeeper, we recommend checking out our .

Basic requirements to access bonuses

In order to benefit from the discounts and bonuses When hiring a domestic worker, it is essential to meet a series of conditions:

  • Lack outstanding debts with Social Security or the Treasury.
  • Always formalize the registration of the employee with Social Security, regardless of the number of hours worked or the type of tasks (cleaning, caring for minors or dependents, etc.).
  • Meet the income or asset requirements in cases of special bonuses.
  • In cases where it is required, present all the supporting documentation specific (large family certificate, disability recognition, temporary status, etc.).

Once the requirements are met, the deductions are applied to the corresponding contribution base, which is the sum of the monthly salary, the proportional portion of extra payments, salary supplements (such as on-call duty, night shifts, etc.), and any in-kind compensation.

Social Security reminds people of the importance of correctly calculating their contribution base and staying informed about the new amounts published each year, as this will ensure that the correct deduction is applied.

Procedures to request and enjoy discounts

Most automatic discounts These are applied when registering a domestic worker through the usual Social Security channels. In the case of special bonuses, it will be necessary to expressly request them, either through Social Security or the relevant administration, providing the required documentation.

During the process, it's advisable to use the official Social Security contribution calculator to find out the exact amount before completing the application, taking into account any deductions already applied. It's also advisable to periodically review your payment and bonus status, especially after any regulatory changes.

If there is any incident or unjustified denial of a bonus, a claim can be filed with Social Security, proving compliance with the requirements.

Relevance of contributions and guarantees for domestic workers

Thanks to these discounts and bonuses, households are increasingly hiring and registering their domestic workers. This is crucial, as it guarantees workers access to basic rights such as: Medical assistance, temporary disability, unemployment benefits and retirement.

Furthermore, proper contributions and the enjoyment of these incentives allow employers to comply with the law, avoid penalties, and improve their legal security. Remember that workers hired through companies are not included in the special household system, so the discounts analyzed here only apply when the contract is made directly by the family.

If you have questions about the procedures or whether you qualify for any additional benefits, it's advisable to consult official sources or go to a specialized agency.

Frequently asked questions about discounts and bonuses

Let's answer some of the most common questions on this topic:

  • Can I benefit from several bonuses at the same time? It's not always possible to stack discounts, as some are mutually exclusive. For example, the large family benefit isn't added to the general 20% discount, although it can overlap with the 80% unemployment and FOGASA bonus.
  • What if I have debts with Social Security or the Treasury? You won't be able to access the discounts until you regularize your financial situation.
  • Do the fees and discounts change every year? The percentage is usually maintained, but the contribution base on which they are applied can be updated annually with the General State Budget.
  • When does the bonus for employers with limited income go into effect? From April 1, 2024, after the necessary regulatory development comes into force.

This system of discounts and bonuses for hiring a domestic worker in Spain offers important economic advantages Those who formalize their employment relationship correctly. Staying informed and complying with the requirements is essential to making the most of this assistance and contributing to a fair and safe work environment in the home.

electrical
Related article:
The regulation of the sector penalizes electricity companies on the stock market

Leave a Comment

Your email address will not be published. Required fields are marked with *

*

*

  1. Responsible for the data: Miguel Ángel Gatón
  2. Purpose of the data: Control SPAM, comment management.
  3. Legitimation: Your consent
  4. Communication of the data: The data will not be communicated to third parties except by legal obligation.
  5. Data storage: Database hosted by Occentus Networks (EU)
  6. Rights: At any time you can limit, recover and delete your information.