The Government limits interest rates on consumer loans
The Government caps the APR on consumer loans and microcredits, strengthens customer protection and gives more power to the Bank of Spain.
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The Supreme Court is considering halting €3.000 billion in loans to Indra and EM&E.
The Supreme Court is considering halting €3.000 billion in loans to Indra and EM&E, opening a key battle over military modernization and the defense industry.
What is the usury rate, how is it calculated, and what was it set at for January 2026?
Usury rate in Colombia for January: current values, how it is calculated from the Current Bank Interest and how it affects cards and loans.
Netflix refinances its mega-loan to buy Warner Bros. Discovery
Netflix lowers and extends its $59.000 billion loan linked to the purchase of Warner Bros. Discovery amid a bidding war and regulatory scrutiny.
Delinquency rates on personal loans and credit cards are skyrocketing.
Delinquency rates on personal loans and credit cards have reached record highs. Key data, causes, and risks for families and the financial system.
Mortgages hit a record high in October with over 52.000 loans
Mortgages reached a 15-year high in October with 52.198 loans, interest rates at 2,81%, and significant regional disparities. See all the data.
N26 launches personal loans and strengthens its credit offering in Spain
N26 launches personal loans in Spain from €1.000 to €15.000, rates from 4,06% APR and flexible overdraft, all 100% digital from its app.
Automatic debit for loan repayments is back: what's changing and what's being debated
The Central Bank of Argentina (BCRA) will reinstate automatic debit payments for loans. Impact, timelines, delinquency rates, and key information for users and fintech companies.
Barclays buys Best Egg to boost its consumer banking in the US
Barclays buys Best Egg for $800 million to strengthen its US consumer lending business; capital impact and closing expected in 2026.
IRPH on mortgages: complete guide, latest rulings, and appeals procedures
IRPH: differences with Euribor, CJEU rulings, and how to file a claim. Discover real options for reducing your monthly payment and recovering interest.
Mortgage in accounting: practical tips, PGC and real cases
Learn how to account for mortgages: PGC and SMEs, entries, costs, TIE, and real-life cases. A clear guide to classifying assets and measuring liabilities accurately.
Category highlights
Juan Carlos I settles the loans used to pay the Treasury
Juan Carlos I's loans to the Treasury have been repaid after obtaining income in Abu Dhabi. Here are all the details.
This is the difference between borrower and lender that exists
When granting a loan, two figures originate, do you know the difference between borrower and lender?
Loan amortization table: what it is, elements and more
What is a loan amortization schedule? How is it done? What elements does it take into account? Find out everything in this article.
Tips to keep in mind before requesting an online loan
Before requesting an online loan, you should take time and think carefully about whether it is the best option. Here are some tips to keep in mind
Bank loans: what they are, types, how to apply, requirements
Do you want to know everything about bank loans? Here we leave you everything you need to know about them, their requirements and how to request them.
Things to keep in mind when requesting a personal loan
Are you going to request a personal loan? Have you taken into account several important points? Don't know which ones? We explain them below.
Reunify debts
Explanation of what it is about to reunify debts, how to do it, what is more convenient, and the disadvantages that it can entail.
Personal loan
Discover the concept of a personal loan, the difference with credit, characteristics and the documentation to request it.
Santander launches a new mortgage offer to its clients
Santander customers will be able to get an offer in the form of a bonus of up to 100 basis points in nominal interest depending on the products.
How to avoid foreclosures? Tips to avoid this situation
Foreclosures is an executive process through which the sale of a property encumbered with a mortgage is ordered due to the default of the debtor.
Spaniards will demand a loan to spend the holidays
During the summer holidays this year, 60% of Spaniards (that is, a total of 28,04 million inhabitants) will go on vacation and During the summer holidays this year, 60% of Spaniards ( that is, a total of 28,04 million inhabitants) will go on vacation.
Is it worth taking out an investment loan?
Very recently, both the European Commission and the European Central Bank and the Bank of Spain have been warning about the risks in the Within the current offer in personal loans, there is one of them that calls for its special characteristics that are so-called investment credits
What are online loans and when to use them?
Find out what online loans are, what you have to look for to choose one and when it is convenient for you to request a loan of these characteristics
Loans between individuals: what are they like and what do they finance?
New technologies have reached the private financing sector with special relevance. Through digital platforms where Credits between individuals are a type of financing that does not come from a bank or a financial institution, but from a person like you
Loans to avoid bad investments
Investors very often have to divest their shares or fund shares to deal with their liquidity problems. Yes The loans for investments are aimed at investors who have to dispose of their shares or participations
Credits will be more expensive in 2019
The decision by the European Central Bank (ECB) to raise the interest rate from 2019 will be a setback for users who The decision by the European Central Bank to raise the interest rate will affect the cost of the credits
Investment loans: more than financing
Investors very often have to divest their shares or fund shares to deal with their liquidity problems. Yes In an attempt by the banking entities to open this financial product so punctual to other investment needs
What is crowdlending?
Crowdlending is financing for companies and individuals that is provided by a group of investors who want to make their operations profitable.
What are peer-to-peer lending platforms?
Loan platforms between individuals offer duly differentiated services and benefits that you need to know right now
Credits to create the first company
As it is a line of credit for the company, it requires also different contracting conditions, where it is always channeled through microcredits.
What are microloans like?
We call microloans a very small line of financing that is developed under very particular commercial constants and which can be accessed by any user
Ecological credits: what are their characteristics?
One of the most innovative variants that you can detect in the current banking offer is the one represented by the so-called ecological microcredits
How do I know if I am in Financial Credit Institutions?
To verify that you are really registered in the list of defaulters of the ASNEF, you only have to enter their website
Loans without payroll: is it possible?
Loans without payroll can be formalized, not only from banks, but from platforms and financial entities
Mortgages and Euribor, how are they related?
The relationship between the mortgages and the Euribor will finally determine the expense that you will have to face for this product
How do I know if I have a floor clause?
The floor clause in a mortgage can be camouflaged by banks by a much more technical name for users
Fixed or variable rate mortgages?
The decision to contract the fixed or variable rate mortgage will depend on its evolution in the financial markets, as well as its repayment term.
Mortgage expenses?
Mortgages entail a series of expenses that will make the product more expensive through commissions, procedures and deeds
Difference between credit and debit
Both credit and debit accounts are part of our daily life, and as time passes, the forms of payment have changed
Difference between loans and credit
Have you ever wondered what the differences are between credits and loans? If you are one of the people who use the two concepts
Quick credits: What are your hallmarks?
Quick credits in online financing that allows you to obtain small amounts of money through smoother administrative procedures
Credits for entrepreneurs: another form of investment
Another form of investment is through projects carried out by entrepreneurs and that require a line of credit to meet their objectives.
Loans without paperwork, the fastest and safest solution
Loans without paperwork do exist, even if they sound like possible fraud or a lie, one of the concerns that most people have
Investment in second home
Investing in a second home can be an alternative for your interests after the activation of the real estate market
Credits to do a master
The credits that banks have enabled to defray the expenses involved in completing a master's degree. Offering students which loans you can claim.
What is the payroll advance and how does it work?
The salary advance or payroll advance is a right of employees that is included in the Statute...
Who can claim social microcredits?
Social microcredits are more beneficial for their applicants, but in return very few people can apply for them. Are you one of them?
What offers do financial platforms offer?
The financial platforms have designed a series of offers to market their mini-loans
Investment credits: 8 keys to formalize them
In order not to undo a position in variable income, you have very specific credits, which will make you not lose money at the most inopportune moments.
What is mortgage subrogation
When we talk about subrogating a mortgage, we are talking about a modification that is made on some...
Trends of the mortgages that you can contract
Mortgages have varied in recent years, as a result of changes in banks, do you want to know how they are marketed?
Large loans, what amounts can you demand?
The credits under very high amounts will determine that the requirements are hardened. Do you want to know what loans are of these characteristics?
Social microcredits, what are they and who grants them?
Social microcredits are the last resort that people in social exclusion can access. Do you want to know if you meet the requirements to formalize them?
Credits to invest: what do they consist of?
You can take out a loan to invest in the stock market, before selling off your equity operations. Sometimes achieving a line of credit will help you achieve your goals, at the cost of assuming some interest for the loan.
Erasmus loans, how to get them?
Erasmus loans that can be subscribed by young people who are going to develop a cultural exchange program in the coming months
Mini-loans from financial platforms
Financial platforms grant mini-loans of up to 800 euros, which are granted quickly. Are you willing to accept their conditions?
Small loans from financial platforms
The platforms are made up of loans that grant up to 800 euros, although not in all situations they are capable of contracting.
What is a credit policy?
Do you need to know what a credit policy is? Discover all the characteristics and the fine print of this financial product to avoid surprises